Monday, May 16, 2011

This is just a test post after the Blogger Maintenance

This is just a test post after the Blogger Maintenance issue from May 11, 2011. I think this blog is working fine.

Sunday, January 17, 2010

Taken from More Than Enough by Dave Ramsey

"The biggest difference in our nation’s character between now and the 1950s is not with the consumer, but with the financial industry. Back in the 1950s, few people had one credit card, much less a dozen of them. Today, the financial industry is after our money; over three billion credit card offers are mailed out in a year. There are letters on file from banks and credit card companies offering $100,000 lines of credit to numerous children under the age of twelve. There are also letters offering credit to dead people as well as several cats and dogs. Combine this with the absurdity with collection tactics that make the KBG look tame and you have a recipe for bankruptcy. The consumer has made some errors, but the bulk of the blame lies with the lack of character represented in our financial institutions and their decision makers. The collectors who are more like predators feeding on the consumer cause more bankruptcy filings than anyone else. VISA’s own internal study of debtors showed that the number one “last straw” that broke the camel’s back was collection tactics. Predatory collection tactics of being called ten times a day including at work, plus your neighbor is called, your mate and children are insulted, numerous messages are left on machines, rude jerks are yelling and name calling—all this can add up to you losing your understanding of what is important. Of bankruptcy filers, 49 percent say collection tactics were the last straw that caused them to lose hope, so they punted."

Tuesday, April 21, 2009

Happy Birthday Ladybug!

Today is ladybug's birthday. 14 years in this world today!

Holy Guacomole!!! Where have the last 14 years gone??? (It's a good thing we took pictures along the way!)

Happy Birthday!!!

Friday, October 03, 2008

To My Wife, Happy Anniversary


Happy Anniversary, Mrs. Kinder. On this special day, I want to thank you for making my life complete and tell you that I love you.

Monday, July 07, 2008

Happy Anniversary Kinder's Garden

Today is the anniversary of this blog. I know I am being lazy, but I decided to just go to my archives. I found a couple of interesting posts from my first blogging month. Here they are:

Tuesday, July 15, 2003 - I remember wading through all those people and how much I hated that.

Tuesday, July 22, 2003 - This is the project we are going "Live" with very soon. I don't know if it is safe to say "The worst is behind us".

Sunday, June 01, 2008

All Decked Out

I know I don't post here anymore (I'm sorry blog!) but I thought I would share my spring outdoor project (that took weeks to get this far. Come take a look at our new deck!

This was the west side of the deck before.






























This is the west side of the deck now.






























This was the east side inside corner of the deck before and after.






























This was the view looking at the stairs before and after.






























Saying that it is an improvement, is a HUGE understatement!